Fund Trustees

Tracey Unser Independent Trustee	18 years’ experience within the financial services field, including accountability for pension benefits, medical aid benefits, employee wellness, Group company internal communication strategy, payroll and HIV / AIDS management Provided executive consulting to various other companies on related human resources corporate strategy Developed member and trustee communication strategies for large corporate and staff benefit entities Independent management consultant Serves in a number of independent fiduciary positions on retirement funds and medical aid BCom (Economics & Tax); Dipl6. HIV/AIDS Care & Consulting

Martin Oakes Independent Trustee	Trustee for eight years 39 years experience of consulting to retirement funds and individuals Currently acts as a consultant to a number of retirement funds and also acts as an independent Trustee, a Principal Officer and has been a member of a number of surplus tribunals appointed by the FSB BAHonours (UK), ACII, CFP

Kieran Godden Sponsor Trustee	Sponsor Trustee 13 years experience in the retirement fund industry Approved Valuator of Defined Benefit and Defined Contribution funds Chief Financial Officer of Liberty Corporate Qualifications: M.Sc. (Statistics) Fellow of the Institute of Actuaries Fellow of the Actuarial Society of South Africa

Fagmeedah Petersen Independent Trustee	Trustee for four years An independent actuary Is a seasoned retirement fund role-player, with 16 years of local and international experience in the industry Was previously a Director of Prudential Portfolio Managers, where she headed up the Institutional Business Division and was instrumental in its aggressive growth She played various leadership roles at Alexander Forbes She is currently an independent trustee and investment expert to various large retirement funds, including the Government Employee Pension Fund, and also runs strategy and governance projects for retirement funds A well known conference presenter and media personality, Fagmeedah is also involved in various social security and retirement fund reform forums

Mike Garbutt Independent trustee	Trustee for four years 42 years experience in the life insurance industry at all levels of management Involved in all aspects of sales and marketing, specialising in: Sales management Marketing Retirement funds Investment marketing Product development Start up operations Trustee of a number of other retirement funds Retired from Liberty in 2006

Ugan Naidoo Sponsor Trustee	Sponsor Trustee 19 years experience in the retirement fund industry specialising in Fund administration and Customer Service. Played various leadership roles at Liberty and is currently Head of Standalone and Private Fund Administration Qualifications: Various leadership and management courses, including Advanced Diploma in Business Management (ADM)

Patrick Mayne Principal Officer	Has 40 years in the retirement fund business, 30 of which were in the UK Is a Fellow of the Faculty of the Actuarial Society of South Africa (ASSA) Is an Institute of Directors, Certified Director A Director of the Principal Officers Association A member of the ASSA Professional Matters Board Alumni of the Harvard Advanced Management Programme

Yusuf Wadee Sponsor Trustee	Trustee for 1.5 years Has 5 years legal experience in the retirement fund and long-term insurance industry Currently working as a legal adviser for Liberty LLB